| Citizens ZERO Balance Account |
Features
Interest Rate – 4.50% p.a.
Free issuance of Citizens Debit Card –valid in Nepal as well as in India.
On demand cash withdrawal from any branch
Locker Services
Free Citizens Internet banking service.
Free Citizens SMS banking service. |
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| Citizens Saving |
| Product type:
Savings for Individuals
/ institutions |
| Interest Rate:
4.50% p.a. |
| Minimum Balance:
NPR 5,000.00 |
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| Citizens Dollar Saving |
Product
type: Saving
for individuals and institutions whose earnings
are in foreign currency or who is a resident
abroad. |
| Interest Rate:
2.00% p.a. |
| Minimum Balance:
USD 100.00 |
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| Citizens Euro Saving |
Product
type: Saving
for individuals and institutions whose earnings
are in foreign currency or who is a resident
abroad. |
| Interest Rate:
2.00% p.a. |
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| Citizens Fixed Deposit |
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Tenure |
Interest
Rate |
Prime |
| |
Upto 60 days |
4.00% |
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61 days to 3 months |
4.25% |
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More than 3 months upto 6 months |
4.50% |
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More than 6 months upto 12 months |
6.00% |
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More than 12 months upto 18 months |
6.25% |
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More than 18 months upto 24 months |
6.50% |
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More than 24 months upto 30 months |
6.75% |
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More than 30 months |
7.00% |
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More than 5 year |
Negotiable |
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Institutional Deposits |
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One Year and Above |
6.00-6.75% |
7.30-7.75% |
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| Product type:.Savings for individuals
for future benefits. |
| Interest Rate:1.50%-5.25% payable
quarterly. |
| Minimum Balance:NA |
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| Citizens Call Deposit (NPR) |
| Product type:
Savings for individuals
and institutions having foreign currency income. |
Interest Rate:
| Deposits |
Other |
Prime |
Citizens Call Deposit (NPR) |
4.00%-4.50% |
5.25%-6.00% |
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| * Minimum deposit NPR 50,000.00 and interest will be paid on daily basis |
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| Citizens Current Account |
Product
type: Account
for individuals, business houses and institutions
for unlimited access to transactions. |
| Interest Rate:
N / A |
| Minimum Balance:
NPR 10,000.00 |
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| Citizens Rastrasewak Saving Read more... |
Product
type: Savings for Officials of Nepal Government, Semi Government Bodies and Government owned Corporations / Associations / Enterprises and their immediate family members. |
| Interest Rate:
4.50% p.a |
| Minimum Balance:
NPR 1,000.00 |
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| Citizens Bidhyarthi Bachat Read more... |
Product
type: Savings for Nepalese students with minimum age of 16 years and maximum age of 50 years. |
| Interest Rate:4.50% p.a |
| Minimum Balance:
NPR 500.00 |
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| Citizens Special Savings Read more... |
Product
type:Savings for Nepalese individuals |
| Interest Rate:upto 6.00% p.a. |
| Minimum Balance:
NPR 50,000.00 |
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