S. No |
Deposits |
PRIME |
OTHERS |
1 |
Citizens Savings (NPR) |
|
4.50% |
2 |
Citizens Rastra Sewak Savings |
|
4.50% |
3 |
Citizens Bidhyarthi Bachat |
|
4.50% |
4 |
Citizens Special Savings |
|
6.00% |
5 |
Citizens Fixed Deposit (NPR) |
|
|
|
Upto 60 days |
|
4.00% |
|
61 days to 3 months |
|
4.25% |
|
More than 3 months upto 6 months |
|
4.50% |
|
More than 6 months upto 12 months |
|
6.00% |
|
More than 12 months upto 18 months |
|
6.25% |
|
More than 18 months upto 24 months |
|
6.50% |
|
More than 24 months upto 30 months |
|
6.75% |
|
More than 30 months |
|
7.00% |
|
More than 5 year |
Negotiable |
|
Institutional Deposits |
|
|
|
One Year and Above |
7.30-7.75% |
6.00-6.75% |
6 |
Citizens Call Deposit (NPR) |
5.25%-6.00% |
4.00%-4.50% |
7 |
Citizens Dollar Savings |
|
2.00% |
8 |
Citizens Euro Savings |
|
2.00% |
9 |
Citizens Dollar Fixed Deposit |
Available on request |
S. No |
Types of Loan |
|
|
|
Corporate Loan |
PRIME |
OTHERS |
1 |
Term Loan |
|
|
|
Corporate/Multinationals |
10.50% |
11.00% |
|
Industry |
11.00% |
11.50% |
|
Others |
12.00% |
13.00% |
2 |
Overdraft |
|
|
|
Corporate/Multinationals |
10.00% |
11.50% |
|
Industry |
10.50% |
12.00% |
|
Trading / Others |
11.00% |
13.00% |
3 |
Working Capital Loan/Short Term Loan |
|
|
|
Corporate/Multinationals |
9.50% |
11.00% |
|
Industry |
10.00% |
11.50% |
|
Trading/others |
10.50% |
12.50% |
4 |
Trust Receipt Loan |
|
|
|
Corporate/Multinationals |
8.50% (for maximum period of 90 days) |
|
Industry |
9.00% (for maximum period of 90 days) |
|
Trade/ Others |
9.50% (for maximum period of 90 days) |
5 |
Export Finance |
9.00%-10.00% |
6 |
Other Loan |
13.00% |
|
Consumer Loan and other Products |
For all Customers |
7 |
Citizens Equipment Loan |
11.00% |
8 |
Citizens Home Loan |
|
|
Upto 5 years |
9.00% |
|
Upto 10 years |
9.50% |
|
Upto 15 years |
10.00% |
|
Uptp 20 years |
11.00% |
|
Upto 25 years |
11.50% |
9 |
Citizens Auto Loan |
|
|
New Private |
9.00% |
|
New Commercial |
10.50%-11.50% |
|
Used Private |
10.00% |
|
Used Commercial |
11.00%-11.50% |
10 |
Citizens Education Loan |
|
|
Upto 4 years |
10.50% |
|
Upto 8 years |
11.50% |
11 |
Citizens Mortgage Loan |
10.50%-11.00% |
12 |
Citizens Mortgaged OD (Personal OD) |
10.50%-11.00% |
13 |
Cirizens SME Loan |
|
|
Term Loan |
10.00%-10.50% |
|
Overdraft |
10.50%-11.00% |
14 |
Citizens Margin Lending |
11.00% |
15 |
Loan against first class Bank Guarantee |
10.00% |
16 |
Loan against Government Bond. |
+2% Over coupan rate or 10% p.a. whichever is higher |
17 |
Loan against Citizens Fixed Deposit Receipt |
+2% over the interest rate |
18 |
Loan against Fixed Deposit Receipt of Other Banks |
+2% over coupan rate or 10.0% p.a. whichever is higher |
19 |
Consortium Financing |
As per consortium decision |
