Interest Rate with effect from 31st  Chaitra 2073 (13thApril 2017)


Deposits Interest Rate
Citizens Dasak Saving Account (CDSA) (NPR): 5.00%
Citizens Savings (NPR): 4.00%
Citizens Rastra Sewak Savings (NPR): 4.00%
Citizens Bidhyarthi Bachat (NPR): 4.00%
Citizens Ghar Dailo Savings (NPR): 4.00%
Citizens Mahila Bachat (NPR): 4.00%
Citizens Muna Bachat (NPR): 4.00%
Citizens Matribhumi Bachat (NPR): 4.00%
Citizens Senior Citizens Savings (NPR): 4.00%
Citizens Special Savings (NPR): 4.00%
Citizens Sharedhani Bachat(NPR): 4.00%
Citizens Super Savings Account(NPR): 4.00%
Citizens Special Super Savings Account(NPR): 4.00%
Citizens Mofashal Bachat Khata(NPR): 4.00%
Citizens Enterprise Fund Account: 4.00%
Citizens G2P Saving Account: 4.00%
Citizens Branchless Bachat: 4.00%
Citizens Dasak Savin Account: 5.00%
Citizens Recurring Deposit: 3 years- 3.75%
5 years- 4.00%
7 years- 4.25%
Citizens Fixed Deposit For Individual (NPR): Below 3 months-5.00%
3 Months below 1 year-6.00%
1 year -below 2 year -12.00%
2 year-above -8.50%
Citizens Fixed Deposit For Institutional (NPR): Below 3 months-4.50%
3 Months below 1 year-5.50%
1 year -above -10.00%
Citizens Dashain Tihar Muddhati Nichhep Yojana (90 days): 6.00%
Citizens 120 Days Fixed Deposit: 8.00%
Citizens 180 Days Fixed Deposit: 9.50%
Citizens Call Deposit (NPR): NEGOTIABLE
Citizens Privilege Call Account: 3.25%
Citizens Savings Account(FCY) GBP 1.50% EURO 1.50% USD 1.50%
Citizens Call Deposit(FCY) GBP 0.50% EURO 0.50% USD 0.50%
Citizens Fixed Deposit (FCY) Available on request
Citizens Fixed Deposit Structured(NPR) Interest Rate
For Individual 6 Months upto 1 Year 12.00%
Above 1 Year upto 2 Years 11.90%
Above 2 Year upto 3 Years 11.80%
Above 3 Year upto 4 Years 11.75%
Above 4 Year upto 5 Years 11.50%
For Institutional 6 Months upto 1 Year 11.00%
Above 1 Year upto 2 Years 10.50%
Above 2 Year upto 3 Years 10.25%
Above 3 Year upto 4 Years 10.15%
Above 4 Year upto 5 Years 10.00%
Corporate Loans Interest Rate
Term Loan: 9.50% - 15.00%
Overdraft: 9.50% - 14.50%
Working Capital Loan/Short Term Loan: 9.50% - 13.50%
Trust Receipt Loan : 8.00% - 12.00%
Export Finance: 8.00% - 12.00%/td>
Other Loan: 12.00% - 19.00%
Consumer Loans Interest Rate
Citizens Equipment Loan: 11.00%-18.00%
Citizens Home Loan: 10.00%-18.00%
Citizens Auto Loan: 10.00%-18.00%
Citizens Education Loan: 9.50%-12.00%
Citizens Mortgage Loan Term Loan: 11.00% - 19.00%
Overdraft: 11.50% - 18.00%
Citizens Margin Lending: 10.00% - 17.00%
Citizens Gold Loan : 11.00% - 16.00%
Cirizens SME Loan : 10.00% - 16.00%
Loan against first class Bank Guarantee 9.00% - 11.00%
Loan against Government Bond. +2% over coupon rate or 12.00% p.a. whichever is higher
Loan against Citizens Fixed Deposit Receipt +2% over coupon rate or 12.00% p.a. whichever is higher
NPR Loan Against FCY Fixed Deposit Receipt +2% over coupon rate or 12.00% p.a. whichever is higher
Consortium Financing: As per consortium decision
Deprived Sector Loan: 6.75%-9.00%
Citizens Fast Track Loan: 13.00% - 19.00%
Citizens Bina Dhito Karja: 12.00% - 18.00%
Citizens One Zone One Product 12.00% - 15.00%