Interest Rate with effect from 21st  Baishak 2074 (4thMay 2017)


Deposits Interest Rate
Citizens Dasak Saving Account (CDSA) (NPR): 5.00%
Citizens Savings (NPR): 4.00%
Citizens Rastra Sewak Savings (NPR): 4.00%
Citizens Bidhyarthi Bachat (NPR): 4.00%
Citizens Ghar Dailo Savings (NPR): 4.00%
Citizens Mahila Bachat (NPR): 4.00%
Citizens Muna Bachat (NPR): 4.00%
Citizens Matribhumi Bachat (NPR): 4.00%
Citizens Senior Citizens Savings (NPR): 4.00%
Citizens Special Savings (NPR): 4.00%
Citizens Sharedhani Bachat(NPR): 4.00%
Citizens Super Savings Account(NPR): 4.00%
Citizens Special Super Savings Account(NPR): 4.00%
Citizens Mofashal Bachat Khata(NPR): 4.00%
Citizens Enterprise Fund Account: 4.00%
Citizens G2P Saving Account: 4.00%
Citizens Branchless Bachat: 4.00%
Citizens Recurring Deposit: 3 years- 3.75%
5 years- 4.00%
7 years- 4.25%
Citizens Fixed Deposit For Individual (NPR): Below 3 months-7.00%
3 Months below 1 year-8.00%
1 year - 2 year 11.00%
Citizens Fixed Deposit For Institutional (NPR): Below 3 months-6.00%
3 Months below 1 year-7.00%
1 year -2 year -11.00%
Citizens Dashain Tihar Muddhati Nichhep Yojana (90 days): 7.00%
Citizens 120 Days Fixed Deposit: 9.00%
Citizens 180 Days Fixed Deposit: 10.00%
Citizens Call Deposit (NPR): Upto 3 months- 3.00%
Above 3 months- 4.00%
Citizens Privilege Call Account: 4.00%
Citizens Savings Account(FCY) GBP 2.00% EURO 2.00% USD 2.00%
Citizens Call Deposit(FCY) GBP 0.50% EURO 0.50% USD 0.50%
Citizens Fixed Deposit (FCY) Available on request
Corporate Loans Interest Rate
Term Loan: 11.00% - 15.00%
Overdraft: 11.00% - 15.00%
Working Capital Loan/ Short Term Loan/ Demand Loan/ Bridge Gap Loan : 12.00% - 15.00%
Trust Receipt Loan : 11.00% - 15.00%
Export Finance: 10.00% - 15.00%
Other Loan: 12.00% - 15.00%
Consumer Loans Interest Rate
Citizens Equipment Loan: 12.00%-18.00%
Citizens Home Loan: 12.00%-18.00%
Citizens Auto Loan: 12.00%-18.00%
Citizens Education Loan: 12.00%-14.00%
Citizens Mortgage Loan Term Loan: 12.00% - 18.00%
Overdraft: 12.00% - 18.00%
Citizens Margin Lending: 12.00% - 17.00%
Citizens Gold Loan : 13.00% - 16.00%
Cirizens SME Loan : 12.00% - 16.00%
Loan against first class Bank Guarantee 12.00% - 15.00%
Loan against Government Bond. +2% over coupon rate or 12.00% p.a. whichever is higher
Loan against Citizens Fixed Deposit Receipt and Promissory Note +2% over coupon rate or 12.00% p.a. whichever is higher
NPR Loan Against FCY Fixed Deposit Receipt +2% over coupon rate or 12.00% p.a. whichever is higher
Consortium Financing: As per consortium decision
Deprived Sector Loan: 8.00%-12.00%
Citizens Fast Track Loan: 13.00% - 18.00%
Citizens Bina Dhito Karja: 13.00% - 18.00%
Citizens One Zone One Product 13.00% - 15.00%