Citizens Bank

Product Rate

S.N

ACCOUNT NAME

MINIMUM BALANCE

INTEREST RATE (P.A.)

Citizens Savings Deposits

From NPR 0.00 to NPR 1,00,000.00

7.133% to 9.133%

{{citizens-normal-savings}}-{{7.133;7.133;NRs. 100;Quarterly}}-{{yes}}

Citizens Normal Savings

Nil

7.133%

{{citizens-rastra-sewak-savings}}-{{7.133;7.133;NRs. 00;Quarterly}}-{{yes}}

Citizens Rastra Sewak Savings

Nil

7.133%

{{citizens-bidhyarthi-bachat}}-{{7.133;7.133;NRs. 100;Quarterly}}-{{yes}}

Citizens Bidhyarthi Bachat

Nil

7.133%

{{citizens-mahila-bachats}}-{{7.133;7.133;NRs. 500;Quarterly}}-{{yes}}

Citizens Mahila Bachat

500

7.133%

{{citizens-muna-bachat}}-{{7.133;7.133;NRs. 100;Quarterly}}-{{yes}}

Citizens Muna Bachat (Only for Minors)

100

7.133%

{{citizens-matribhumi-bachat}}-{{7.133;7.133;NRs. 100;Quarterly}}-{{yes}}

Citizens Matribhumi Bachat

100

7.133%

{{citizens-senior-citizens-savings}}-{{7.133;7.133;NRs. 100;Quarterly}}-{{yes}}

Citizens Senior Citizens Savings

Nil

7.133%

{{citizens-special-savings}}-{{7.133;7.133;NRs. 500;Quarterly}}-{{yes}}

Citizens Special Savings

500

7.133%

{{citizens-super-savings}}-{{7.133;7.133;NRs. 1,000;Quarterly}}-{{yes}}

Citizens Super Savings

1,000

7.133%

{{citizens-sharedhani-bachat-khata}}-{{7.133;7.133;NRs. 100;Quarterly}}-{{yes}}

Citizens Sharedhani Bachat Khata

100

7.133%

{{citizens-special-super-savings-account}}-{{7.133;7.133;NRs. 5000;Quarterly}}-{{yes}}

Citizens Special Super Savings Account (CSSA)

5,000

7.133%

{{citizens-mofashal-bachat-khata}}-{{7.133;7.133;NRs. 1000;Quarterly}}-{{yes}}

Citizens Mofashal Bachat Khata

1,000

7.133%

{{citizens-enterprise-fund-account}}-{{8.133;8.133;NRs. 0;Quarterly}}-{{yes}}

Citizens Enterprise Fund Account

Nil

8.133%

{{citizens-g2p-savings-account}}-{{7.133;7.133;NRs. 00;Quarterly}}-{{yes}}

Citizens G2P Savings Account

Nil

7.133%

{{citizens-branchless-bachat}}-{{7.133;7.133;NRs. 0;Quarterly}}-{{yes}}

Citizens Branchless Bachat

Nil

7.133%

{{citizens-ghar-dailo-savings}}-{{7.133;7.133;NRs. 500;Quarterly}}-{{yes}}

Citizens Ghar Dailo Savings

500

7.133%

{{citizens-dasak-savings}}-{{7.133;7.133;NRs. 500;Quarterly}}-{{yes}}

Citizens Dasak Savings

500

7.133%

{{citizens-saral-bachat-khata}}-{{7.133;7.133;NRs. 100;Quarterly}}-{{yes}}

Citizens Saral Bachat Khata (CSBK)

100

7.133%

{{citizens-golden-savings}}-{{7.133;7.133;NRs. 500;Quarterly}}-{{yes}}

Citizens Golden Savings

500

7.133%

{{citizens-smart-bachat-khata}}-{{7.133;7.133;Nil;Quarterly}}-{{yes}}

Citizens Smart Bachat Khata

Nil

7.133%

{{citizens-bishesh-bachat-khata}}-{{7.133;7.133;NRs. 100;Quarterly}}-{{yes}}

Citizens Bishesh Bachat Khata

100

7.133%

{{mero-citizens-bachat-khata}}-{{7.133;7.133;NRs. 100;Quarterly}}-{{yes}}

Mero Citizens Bachat Khata

100

7.133%

{{citizens-privilege-savings-khata}}-{{9.133;9.133;0;Quarterly}}-{{yes}}

Citizens Privilege Savings Khata

100,000

9.133%

{{citizens-samrakhshit-bachat-khata}}-{{8.133;8.133;NRs. Nil;Quarterly}}-{{yes}}

Citizens Samrakshit Bachat Khata

1,000

8.133%

{{citizens-talab-bachat-khata}}-{{9.133;9.133;Nil;Quarterly}}-{{yes}}

Citizens Talab Bachat Khata

Nil

9.133%

{{citizens-sahayogi-bachat-khata}}-{{7.133;7.133;NRs. Nil;Quarterly}}-{{yes}}

Citizens Sahayogi Bachat khata

Nil

7.133%

{{citizens-zero-balance-savings}}-{{7.133;7.133;NRs. 500;Quarterly}}-{{yes}}

Citizens Zero Balance Savings

Nil

7.133%

{{citizens-tinau-mission-normal-savings-account}}-{{7.133;7.133;NRs. 0;Quarterly}}-{{yes}}

Citizens Tinau Mission Normal Savings Account

Nil

7.133%

{{citizens-tinau-mission-premium-savings-account}}-{{7.133;7.133;NRs. 0;Quarterly}}-{{yes}}

Citizens Tinau Mission Premium Savings Account

Nil

7.133%

{{citizens-tinau-mission-mf-savings-account}}-{{7.133;7.133;NRs. 0;Quarterly}}-{{yes}}

Citizens Tinau Mission MF Savings Account

Nil

7.133%

{{citizens-srijana-saving-account}}-{{7.133;7.133;NRs. 0;Quarterly}}-{{yes}}

Citizens Srijana Normal Savings Account

Nil

7.133%

{{citizens-srijana-premium-savings-account}}-{{7.133;7.133;NRs. 0;Quarterly}}-{{yes}}

Citizens Srijana Premium Savings Account

Nil

7.133%

Citizens International Remittance Saving account

5000

9.133%

Citizens Share Lagani Khata

100

9.133%

Citizens Saving Account (FCY)

USD

5.75%

Euro

4.00 %

GBP

4.75 %

AUD

5.10 %

{{citizens-overseas-fcy-fixed-deposit-nrn}}-{{6.00;6.00;NRs. 500;Quarterly}}-{{yes}}

Citizens FCY Fixed Deposit (For 3 months and above)

Individual

Institutional

USD

7.25%

AUD

6.60%

GBP

6.25%

EURO

5.50%

Citizens Overseas FCY Fixed Deposit*

{{citizens-call-deposits-fcy}}-{{4.50;4.50;NRs. 500;Quarterly}}-{{yes}}

Citizens Call Deposit (FCY)

GBP

Upto 2.375%

EURO

Upto 2.00%

USD

Upto 2.875%

AUD

Upto 2.55%

{{citizens-tinau-mission-mf-call-account}}-{{4.50;4.50;NRs. 500;Quarterly}}-{{yes}}

Citizens Tinau Mission MF Call Account

Up to 3.566%

Citizens Call Deposit (NPR)

Up to 3.566%

Citizens Ekmustha Muddati Yojana (CEMY)

25000

12.133%

Citizens Double Deposit Dhamaka

50000

(Amount Doubles in 6 Years 1 Months)

Citizens Triple Deposit Dhamaka

50000

(Amount Triples in 9 Years 7 Months)

Remittance Double Deposit Dhamaka

50000

(Amount Doubles in 5 Years 8 Months)

Remittance Triple Deposit Dhamaka

50000

(Amount Triples in 8 Years 11 Months)

Citizens Chirayu Muddhati Yojana (CCMY)

Minimum Amount (Rs.)

50,000

(Amount 4 times in 12 Years 2 Months)

50,000

(Amount 5 times in 14 Years 1 Months)

50,000

(Amount 6 times in 15 Years 8 Months)

50,000

(Amount 7 times in 17 Years)

50,000

Amount 8 times in 18 Years 2 Months)

50,000

(Amount 9 times in 19 Years 2 Months)

10X

50,000

(Amount 10 times in 20 Years 1 Month)

Citizens Remittance Chirayu Muddhati Yojana (RCMY)

Minimum Amount (Rs.)

50,000

(Amount 4 times in 11 Years 3 Months)

50,000

(Amount 5 times in 13 Years)

50,000

(Amount 6 times in 14 Years 6 Months)

50,000

(Amount 7 times in 15 Years 9 Months)

50,000

(Amount 8 times in 16 Years 10 Months )

50,000

(Amount 9 times in 17 Years 9 Months)

10X

50,000

(Amount 10 times in 18 Years 7 Month)

{{citizen--xtra-fixed-deposit-cxfd}}-{{12.133;12.133;NRs. 00;Quarterly}}-{{yes}}

Citizen Xtra Fixed deposit (CXFD) 1 year and above

12.133 %

Citizens International Remittance Fixed Deposit (3 months to 10 years)

25,000.00

13.133%

Citizens Fixed Deposit (NPR)

Individual

Minimum Balance

{{citizens-fixed-deposit-3-months-and-above}}-{{12.133;12.133;NRs. 500;Quarterly}}-{{yes}}

Citizens Fixed Deposit, 3 months and above

12.133 %

{{citizens-recurring-depositnpr--3-months-to-10-years}}-{{12.133;12.133;NRs. 500;Quarterly}}-{{yes}}

Citizens Recurring Deposit(NPR) - 3 Months to 10 years

12.133 %

Citizens Fixed Deposit (NPR)

Institutional

3 Months and above

10.133% (additional 0.50% for bidding)

{{citizens-recurring-depositnpr--3-months-to-10-years}}-{{10.133;10.133;NRs. 500;Quarterly}}-{{yes}}

Citizens Recurring Deposit(NPR) - 3 Months to 10 years

10.133% (additional 0.50% for bidding)

*Citizens overseas FCY FD: Min. Fixed Deposit amount is USD 1,000 or equivalent. Addition 1% for NRN and Remittance

Note : Interest payment Frequency on Deposits: Quarterly/ Monthly