LOAN NAME | MIN RATE | MAX RATE |
---|---|---|
Term Loan | Base Rate + 0.5% | Base Rate + 5.00% |
Overdraft | Base Rate + 0.75% | Base Rate + 5.00% |
Working Capital Loan/ Short Term Loan/ Demand Loan/ Bridge Gap Loan/ Pledge Loan | Base Rate + 0.75% | Base Rate + 5.00% |
Trust Receipt Loan | Base Rate + 0.25% | Base Rate + 4.75% |
Export Finance | Base Rate + 0.25% | Base Rate + 4.75% |
LOAN NAME | MIN RATE | MAX RATE |
---|---|---|
Citizens Mortgage Loan(Term Loan) | Base Rate + 1% | Base Rate + 5.00% |
Citizens Auto Loan | Base Rate + 0.25 % | Base Rate + 5.00% |
Citizens Home Loan | Base Rate + 0.25% | Base Rate + 5.00% |
Citizens Education Loan | Base Rate + 1.50% | Base Rate + 5.00% |
Citizens Margin Lending | Base Rate + 0.25% | Base Rate + 5.00% |
Citizens Gold Loan | Base Rate + 2.00% | Base Rate + 5.00% |
Citizens Bina Dhito Karja | Base Rate + 1.00% | Base Rate + 5.00% |
Citizens Equipment Loan | Base Rate + 1.50% | Base Rate + 5.00% |
Citizens One Zone One Product | Base Rate + 3.50% | Base Rate + 5.00% |
Citizens Fast Track Loan (CFTL) | Base Rate + 3.50% | Base Rate + 5.00% |
Citizens Mortgage Loan(Overdraft) | Base Rate + 0.75% | Base Rate + 5.00% |
Citizens Agriculture & Enterprise Loan | Base Rate + 1.50% | Base Rate + 2.00% |
LOAN NAME | MIN RATE | MAX RATE |
---|---|---|
Citizens SME Loan | Base Rate + 0.25% | Base Rate + 5.00% |
LOAN NAME | MIN RATE | MAX RATE |
---|---|---|
Other Loan | Base Rate + 2.00% | Base Rate + 8.00% |
Loan against first-class Bank Guarantee | Base Rate + 1.00% | Base Rate + 5.00% |
Loan against Government Bond | Higher of Coupon rate + 2% or Base rate + 2% | - |
Loan against Citizens Fixed Deposit Receipt and Promissory Note | Higher of FD rate + 2% or Base rate + 2% | - |
NPR Loan Against FCY Fixed Deposit Receipt | Higher of Coupon rate + 2% or Base rate + 2% | - |
Consortium Financing | As per consortium decision | - |
Deprived Sector Loan | Upto 3.00% | |
Subsidized Loan | As Defined by NRB | As Defined by NRB |
FCY TR / Import Loan | 6 months Libor Plus upto 3.50% |
LOAN NAME | Upto 5 years | 6-10 years | 11-15 years | 16 years and above |
---|---|---|---|---|
Citizens Home Loan | 10.50% | 11.00% | 11.50% | 12.00% |
Citizens Mortgage Term Loan | 11.00% | 11.50% | 12.00% | |
Citizens Education Loan | 11.00% | 11.50% | 12.00% | |
Citizens Equipment Loan | 12.50% | |||
Citizens Auto Loan | ||||
Private | 10.50% | 11.00% | ||
Commercial | 12.00% | |||
Citizens Fast Track Loan (CFTL) | 12.50% | 13.00% | ||
Citizens Bina Dhito Karja –Term | 12.50% | |||
Citizens One Zone One Product (OZOP) –Term | 12.50% | 13.00% |