January.18, 2021
6th SGM notice 2077
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January.08, 2021
Redemption Notice
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January.07, 2021
6th SGM Notice
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January.06, 2021
Business Continuity Loan
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December.28, 2020
NBA- 7 days auction notice
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December.11, 2020
Amar International- 7 days auction notice
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December.02, 2020
Cisco Trading Company Pvt. Ltd and Nirmal Raman Kharel- 7 days auction notice
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November.27, 2020
Notice Regarding Right To Information Act Disclosure
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November.22, 2020
Notice
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November.13, 2020
14th AGM Notice
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November.11, 2020
Maniraj Bishwakarma/Bishnu Maya Bishwakarma and Manika Nirman Sewa- 15 days auction notice
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November.11, 2020
Prema Shopping Center, Bilash Kitchen and Amar International- 15 days auction notice
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November.08, 2020
Vacancy Announcement
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November.08, 2020
Hari Kumar Kusule 15 day auction notice
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November.08, 2020
The Store- 15 days auction notice
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November.06, 2020
Dividend Distribution
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November.02, 2020
NBA (Unity Life Real Estate)- 15 days auction notice
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October.21, 2020
Dividend Declaration
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September.29, 2020
Man Bahadur Shrestha/Kamal Prasad Shrestha - 15 days auction notice
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September.29, 2020
The Fashion Trade Link - 15 days auction notice
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September.29, 2020
NBA (Badhbhanjyan)- 7 days auction notice
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September.23, 2020
Porwal Gahana Ghar & Shushila Kumari Pururwar and Pradeep Porwal- 15 days auction notice
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September.16, 2020
7 days auction notice
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September.13, 2020
General Notice
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September.10, 2020
All Branch Details
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July.01, 2020
Cash Back Notice
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June.01, 2020
Annual General Meeting
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April.28, 2020
Interim Financial Statements of Fiscal Year 2076/77 (3rd Quarter)
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March.20, 2020
Press Release (COVID - 19)
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March.12, 2020
Hari Kumar Kusule- 15 days auction notice (हरि कुमार कुसुले - १५ दिन लिलामी सूचना)
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February.07, 2020
NBA (Non-Banking Assets)- 15 days auction notice
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February.06, 2020
Hari Kumar Kusule- 15 days auction notice
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January.24, 2020
Visa Card Cashback
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January.19, 2020
Notice for Website for Dormant Accounts of 10 Years Old 2076
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December.30, 2019
Porwal Gahana Ghar- 15 days auction notice
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December.18, 2019
Hari Kumar Kusule- 15 days auction notice
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December.15, 2019
NBA (Non-Banking Assets)- 7 days auction notice
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December.13, 2019
Pradeep Parajuli/Fashion Trade Link/Deep Trading- 15 days auction notice
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December.09, 2019
Rajkumar Singh/Urmila Chand- 7 days auction notice
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November.28, 2019
Roshan Rajbhandari- 15 days auction notice
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November.21, 2019
Surya Bahadur Biswokarma- 7 days auction notice
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November.19, 2019
Super Ricemill- 7 days auction notice
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November.18, 2019
Non-Banking Assets(NBA)- 15 days auction notice
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November.13, 2019
Bikram Jabegu, Dil Bahadur Rai and Rajkumar Singh/Urmila Chand- 15 days auction notice
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November.10, 2019
Vacancy Advertisement
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November.10, 2019
Right to Information Notice as of Ashwin end 2076
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November.10, 2019
Pradip Parajuli- 15 days auction notice
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October.22, 2019
Devendra Kumar Bhujel/Rusma Bhandari- 15 days auction notice
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October.03, 2019
Holiday Counter Notice
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September.13, 2019
Janakpur Bakhra Palan- 15 days auction notice
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September.12, 2019
Contact Number at India for inability to transact at ATM/POS
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September.06, 2019
13th AGM Notice
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September.04, 2019
Super Rice Mill- 15 days auction notice
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September.04, 2019
Dangol Hardware- 7 days auction notice
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September.03, 2019
ATM Notice
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August.29, 2019
Pradip Parajuli- 15 days auction notice2
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August.28, 2019
Laxmi Khadya Bhandar & Royal Fancy- 15 days auction notice
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August.21, 2019
NBA- 15 days auction notice
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August.13, 2019
Amrita Chalise and Kabi Raj KC- 15 days auction notice
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August.13, 2019
Bikram Jabegu,Dil Bahadur Rai,Prakash Nawachhe Shrestha,Muktinath Gautam,Sunil Bhandari and Neoteric Electronics- 15 days auction notice
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August.11, 2019
Giriraj Bhujel-15 days auction notice
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July.28, 2019
Surya Bahadur Biswokarma- 7 days auction notice2
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July.24, 2019
Non-Banking Assets(NBA)- 7 days auction notice
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July.18, 2019
Amardeep Guragain/ Anju Guragain- 7 days auction notice
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May.12, 2019
Right to information Notice As per Chaitra end 2075
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April.23, 2019
Vacancy
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April.16, 2019
ASBA NOTICE
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March.03, 2019
Visa Cash Back End
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February.04, 2019
Right to information notice as per Poush end 2075
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February.02, 2019
Core Banking System Migration
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February.01, 2019
E- Banking Notice
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February.01, 2019
Dormant Account Since Ten Years or More
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January.17, 2019
Citizens VISA Card CASHBACK offer
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December.24, 2018
AGM Notice and Summarized Annual Financial Statement FY 2074/75
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July.23, 2018
Cash Back End Notice
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July.02, 2018
Notice regarding renew of DMAT
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November.28, 2017
Cash Payment Notice
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View All

Loan

  1. Home
  2. Interest Rate
  3. Loan Interest Rate

Loan Interest Rate- Effective from Jan 14, 2021

LOAN NAME MIN RATE MAX RATE
Term Loan Base Rate + 0.5% Base Rate + 5.00%
Overdraft Base Rate + 0.75% Base Rate + 5.00%
Working Capital Loan/ Short Term Loan/ Demand Loan/ Bridge Gap Loan/ Pledge Loan Base Rate + 0.75% Base Rate + 5.00%
Trust Receipt Loan Base Rate + 0.25% Base Rate + 4.75%
Export Finance Base Rate + 0.25% Base Rate + 4.75%
LOAN NAME MIN RATE MAX RATE
Citizens Mortgage Loan(Term Loan) Base Rate + 1% Base Rate + 5.00%
Citizens Auto Loan Base Rate + 0.25 % Base Rate + 5.00%
Citizens Home Loan Base Rate + 0.25% Base Rate + 5.00%
Citizens Education Loan Base Rate + 1.50% Base Rate + 5.00%
Citizens Margin Lending Base Rate + 0.25% Base Rate + 5.00%
Citizens Gold Loan Base Rate + 2.00% Base Rate + 5.00%
Citizens Bina Dhito Karja Base Rate + 1.00% Base Rate + 5.00%
Citizens Equipment Loan Base Rate + 1.50% Base Rate + 5.00%
Citizens One Zone One Product Base Rate + 3.50% Base Rate + 5.00%
Citizens Fast Track Loan (CFTL) Base Rate + 3.50% Base Rate + 5.00%
Citizens Mortgage Loan(Overdraft) Base Rate + 0.75% Base Rate + 5.00%
Citizens Agriculture & Enterprise Loan Base Rate + 1.50% Base Rate + 2.00%
LOAN NAME MIN RATE MAX RATE
Citizens SME Loan Base Rate + 0.25% Base Rate + 5.00%
LOAN NAME MIN RATE MAX RATE
Other Loan Base Rate + 2.00% Base Rate + 8.00%
Loan against first-class Bank Guarantee Base Rate + 1.00% Base Rate + 5.00%
Loan against Government Bond Higher of Coupon rate + 2% or Base rate + 2% -
Loan against Citizens Fixed Deposit Receipt and Promissory Note Higher of FD rate + 2% or Base rate + 2% -
NPR Loan Against FCY Fixed Deposit Receipt Higher of Coupon rate + 2% or Base rate + 2% -
Consortium Financing As per consortium decision -
Deprived Sector Loan   Upto 3.00%
Subsidized Loan As Defined by NRB As Defined by NRB
FCY TR / Import Loan 6 months Libor Plus upto 3.50%
LOAN NAME Upto 5 years 6-10 years 11-15 years 16 years and above
Citizens Home Loan 10.50% 11.00% 11.50% 12.00%
Citizens Mortgage Term Loan 11.00% 11.50% 12.00%  
Citizens Education Loan 11.00% 11.50% 12.00%  
Citizens Equipment Loan 12.50%      
Citizens Auto Loan        
Private 10.50% 11.00%    
Commercial 12.00%      
Citizens Fast Track Loan (CFTL) 12.50% 13.00%    
Citizens Bina Dhito Karja –Term 12.50%      
Citizens One Zone One Product (OZOP) –Term 12.50% 13.00%