Citizens Bank

April.04, 2021

Invitation for Bids for Supply of SIEM Application with Security Operation Center (SOC)

March.29, 2021

Laxmi Kukhura Firm and Bastalaxmi Manandhar/Shyam Krishna Manandhar- 15 days auction

March.26, 2021

NBA (Non-Banking Assets)- 7 days auction

March.24, 2021

संचालकको राजिनामा सम्बन्धमा

March.10, 2021

Invitation for Bids for sale of office vehicle

March.07, 2021

Everest Beauty Products Pvt. Ltd. and Yubaraj Shreesh- 15 days auction

March.07, 2021

Alaska Business Enterprises Pvt. Ltd.- 15 days auction notice

February.04, 2021

6TH SGM MINUTE

January.18, 2021

6th SGM notice 2077

January.08, 2021

Redemption Notice

January.07, 2021

6th SGM Notice

January.06, 2021

Business Continuity Loan

December.28, 2020

NBA- 7 days auction notice

December.11, 2020

Amar International- 7 days auction notice

December.02, 2020

Cisco Trading Company Pvt. Ltd and Nirmal Raman Kharel- 7 days auction notice

November.27, 2020

Notice Regarding Right To Information Act Disclosure

November.22, 2020

Notice

November.13, 2020

14th AGM Notice

November.11, 2020

Maniraj Bishwakarma/Bishnu Maya Bishwakarma and Manika Nirman Sewa- 15 days auction notice

November.11, 2020

Prema Shopping Center, Bilash Kitchen and Amar International- 15 days auction notice

November.08, 2020

Vacancy Announcement

November.08, 2020

Hari Kumar Kusule 15 day auction notice

November.08, 2020

The Store- 15 days auction notice

November.06, 2020

Dividend Distribution

November.02, 2020

NBA (Unity Life Real Estate)- 15 days auction notice

October.21, 2020

Dividend Declaration

September.29, 2020

Man Bahadur Shrestha/Kamal Prasad Shrestha - 15 days auction notice

September.29, 2020

The Fashion Trade Link - 15 days auction notice

September.29, 2020

NBA (Badhbhanjyan)- 7 days auction notice

September.23, 2020

Porwal Gahana Ghar & Shushila Kumari Pururwar and Pradeep Porwal- 15 days auction notice

September.16, 2020

7 days auction notice

September.13, 2020

General Notice

September.10, 2020

All Branch Details

July.01, 2020

Cash Back Notice

June.01, 2020

Annual General Meeting

April.28, 2020

Interim Financial Statements of Fiscal Year 2076/77 (3rd Quarter)

March.20, 2020

Press Release (COVID - 19)

March.12, 2020

Hari Kumar Kusule- 15 days auction notice (हरि कुमार कुसुले - १५ दिन लिलामी सूचना)

February.07, 2020

NBA (Non-Banking Assets)- 15 days auction notice

February.06, 2020

Hari Kumar Kusule- 15 days auction notice

January.24, 2020

Visa Card Cashback

January.19, 2020

Notice for Website for Dormant Accounts of 10 Years Old 2076

December.30, 2019

Porwal Gahana Ghar- 15 days auction notice

December.18, 2019

Hari Kumar Kusule- 15 days auction notice

December.15, 2019

NBA (Non-Banking Assets)- 7 days auction notice

December.13, 2019

Pradeep Parajuli/Fashion Trade Link/Deep Trading- 15 days auction notice

December.09, 2019

Rajkumar Singh/Urmila Chand- 7 days auction notice

November.28, 2019

Roshan Rajbhandari- 15 days auction notice

November.21, 2019

Surya Bahadur Biswokarma- 7 days auction notice

November.19, 2019

Super Ricemill- 7 days auction notice

November.18, 2019

Non-Banking Assets(NBA)- 15 days auction notice

November.13, 2019

Bikram Jabegu, Dil Bahadur Rai and Rajkumar Singh/Urmila Chand- 15 days auction notice

November.10, 2019

Vacancy Advertisement

November.10, 2019

Right to Information Notice as of Ashwin end 2076

November.10, 2019

Pradip Parajuli- 15 days auction notice

October.22, 2019

Devendra Kumar Bhujel/Rusma Bhandari- 15 days auction notice

October.03, 2019

Holiday Counter Notice

September.13, 2019

Janakpur Bakhra Palan- 15 days auction notice

September.12, 2019

Contact Number at India for inability to transact at ATM/POS

September.06, 2019

13th AGM Notice

September.04, 2019

Super Rice Mill- 15 days auction notice

September.04, 2019

Dangol Hardware- 7 days auction notice

September.03, 2019

ATM Notice

August.29, 2019

Pradip Parajuli- 15 days auction notice2

August.28, 2019

Laxmi Khadya Bhandar & Royal Fancy- 15 days auction notice

August.21, 2019

NBA- 15 days auction notice

August.13, 2019

Amrita Chalise and Kabi Raj KC- 15 days auction notice

August.13, 2019

Bikram Jabegu,Dil Bahadur Rai,Prakash Nawachhe Shrestha,Muktinath Gautam,Sunil Bhandari and Neoteric Electronics- 15 days auction notice

August.11, 2019

Giriraj Bhujel-15 days auction notice

July.28, 2019

Surya Bahadur Biswokarma- 7 days auction notice2

July.24, 2019

Non-Banking Assets(NBA)- 7 days auction notice

July.18, 2019

Amardeep Guragain/ Anju Guragain- 7 days auction notice

May.12, 2019

Right to information Notice As per Chaitra end 2075

April.23, 2019

Vacancy

April.16, 2019

ASBA NOTICE

March.03, 2019

Visa Cash Back End

February.04, 2019

Right to information notice as per Poush end 2075

February.02, 2019

Core Banking System Migration

February.01, 2019

E- Banking Notice

February.01, 2019

Dormant Account Since Ten Years or More

January.17, 2019

Citizens VISA Card CASHBACK offer

December.24, 2018

AGM Notice and Summarized Annual Financial Statement FY 2074/75

July.23, 2018

Cash Back End Notice

July.02, 2018

Notice regarding renew of DMAT

November.28, 2017

Cash Payment Notice

Loan Interest Rate- Effective from April 14, 2021

CORPORATE LOAN

LOAN NAME	MIN RATE	MAX RATE
Term Loan	Base Rate + 0.5%	Base Rate + 5.00%
Overdraft	Base Rate + 0.75%	Base Rate + 5.00%
Working Capital Loan/ Short Term Loan/ Demand Loan/ Bridge Gap Loan/ Pledge Loan	Base Rate + 0.75%	Base Rate + 5.00%
Trust Receipt Loan	Base Rate + 0.25%	Base Rate + 4.75%
Export Finance	Base Rate + 0.25%	Base Rate + 4.75%

CONSUMER LOANS

LOAN NAME	MIN RATE	MAX RATE
Citizens Mortgage Loan(Term Loan)	Base Rate + 1%	Base Rate + 5.00%
Citizens Auto Loan	Base Rate + 0.25 %	Base Rate + 5.00%
Citizens Home Loan	Base Rate + 0.25%	Base Rate + 5.00%
Citizens Education Loan	Base Rate + 1.50%	Base Rate + 5.00%
Citizens Margin Lending	Base Rate + 0.25%	Base Rate + 5.00%
Citizens Gold Loan	Base Rate + 2.00%	Base Rate + 5.00%
Citizens Bina Dhito Karja	Base Rate + 1.00%	Base Rate + 5.00%
Citizens Equipment Loan	Base Rate + 1.50%	Base Rate + 5.00%
Citizens One Zone One Product	Base Rate + 3.50%	Base Rate + 5.00%
Citizens Fast Track Loan (CFTL)	Base Rate + 3.50%	Base Rate + 5.00%
Citizens Mortgage Loan(Overdraft)	Base Rate + 0.75%	Base Rate + 5.00%
Citizens Agriculture & Enterprise Loan	Base Rate + 1.50%	Base Rate + 2.00%

SME LOANS

LOAN NAME	MIN RATE	MAX RATE
Citizens SME Loan	Base Rate + 0.25%	Base Rate + 5.00%

OTHER LOANS

LOAN NAME	MIN RATE	MAX RATE
Other Loan	Base Rate + 2.00%	Base Rate + 8.00%
Loan against first-class Bank Guarantee	Base Rate + 1.00%	Base Rate + 5.00%
Loan against Government Bond	Higher of Coupon rate + 2% or Base rate + 2%	-
Loan against Citizens Fixed Deposit Receipt and Promissory Note	Higher of FD rate + 2% or Base rate + 2%	-
NPR Loan Against FCY Fixed Deposit Receipt	Higher of Coupon rate + 2% or Base rate + 2%	-
Consortium Financing	As per consortium decision	-
Deprived Sector Loan		Upto 3.00%
Subsidized Loan	As Defined by NRB	As Defined by NRB
FCY TR / Import Loan	6 months Libor Plus upto 3.50%

FIXED INTEREST RATES FOR CONSUMER LOAN PRODUCTS

LOAN NAME	Upto 5 years	6-10 years	11-15 years	16 years and above
Citizens Home Loan	10.50%	11.00%	11.50%	12.00%
Citizens Mortgage Term Loan	11.00%	11.50%	12.00%
Citizens Education Loan	11.00%	11.50%	12.00%
Citizens Equipment Loan	12.50%
Citizens Auto Loan
Private	10.50%	11.00%
Commercial	12.00%
Citizens Fast Track Loan (CFTL)	12.50%	13.00%
Citizens Bina Dhito Karja –Term	12.50%
Citizens One Zone One Product (OZOP) –Term	12.50%	13.00%