Citizens Visa credit Card (NPR) is the Secured and convenient mode of payment in Nepal, India and Bhutan accepted both at Visa merchant locations and ATM.

Tie Up Merchant Details

Eligibility:

• Nepalese citizen with 18 years of age
• Individuals with stable and regular source of income from business, service or property.

Documentation required availing Citizens Credit Card Facility:

For Salaried personnel

• Credit Card Application form duly filled and signed.
• Passport Size Photographs (2 Copies).
• Copy of Citizenship Certificate/Passport.
• Salary Certificate/ letter from employer disclosing the designation and present salary.
• Copy of Bank Account Statement for last six to twelve months.

For Business Income Earners

• Credit Card Application form duly filled and signed.
• Passport Size Photographs (2 Copies).
• Copy of Citizenship Certificate/Passport.
• Financial Statement of last two years.
• Photocopy of Registration, PAN/VAT Certificate and/or license from concern authority
• Copy of Bank Account Statement for last six to twelve months.
• Memorandum and Articles of Association, Board Resolution to Borrow, paper disclosing percentage of ownership/shareholding, Partnership Deed.

S.N	Visa Credit Card (Rupee) Charges	in NPR
1	Card Issuance Fee	750
2	Annual/Renewal Fee	750
3	Replacement Fee	500
4	Supplementary Card Fee	750
5	Pin re-generation Fee	100
6	E-Commerce Activation Fee	Free
7	Limit enhancement Fee	500
8	Late payment Fee	300 or 1% of monthly due whichever is higher
9	Over limit fee (Up to 10% of Credit Limit)	300
10	Cash withdrawal from own ATM	100+2% of txn
11	Stop Withdrawl	500
12	Balance Inquiry from Own ATM	0
13	PIN Change from Own ATM	0
14	Mini Statement from Own ATM	0
15	Cash withdrawal from other Bank's ATM/Cash Advance	200+2% of txn
16	Balance inquiry from other ATM	50
17	Interest rate	2%/month