The primary beneficiaries for “Citizens Bidhyarthi Bachat” are Nepalese students with minimum age of 18 years and maximum age of 50 years having a valid student’s identity card. The minimum balance for the scheme is zero. Facility of Citizens NPR Debit Card is provided which is valid in Nepal as well as in India. 25% discount is provided on Draft issuance. No fees are charged on inward remittances.