September.21, 2021
Invitation for Bids for sales of office vehicles
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September.19, 2021
Citizens Bank International Limited Notice
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September.14, 2021
NBA (Purna Chandra Pradhan) - 7 days auction notice
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September.10, 2021
Aarati Traders and Rabindra Kumar Adhikari/Nirmala Devi Adhikari - 15 days auction notice
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September.10, 2021
Everest Beauty Products Pvt. Ltd. and Yubaraj Shreesh - 15 days auction notice
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September.09, 2021
D.R.S Enterprises Pvt. Ltd. and RT Sawmill Tatha Furniture Udhyog - 15 days auction notice
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September.08, 2021
Invitation for Bids for sale of office vehicles
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August.17, 2021
NBA- 7 days auction notice 2078
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July.06, 2021
Auction for sale of Fixed assets of various Branches
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July.04, 2021
Aquisition Notice
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July.04, 2021
Aquisition Notice 2
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June.24, 2021
Tender Notice - Request for proposal for EOI
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May.25, 2021
Notice for Listing of Vendors 2078/79
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May.25, 2021
AGM Notice
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May.24, 2021
Invitation for Proposal for Rental for upcoming various Branches
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May.11, 2021
Invitation for Bids for sale of office vehicle
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April.25, 2021
Everest Beauty Products Pvt. Ltd. and Yubaraj Shreesh- 15 days auction notice
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April.20, 2021
Aarati Traders and Rabindra Kumar Adhikari/ Nirmala Devi Adhikari- 15 days auction notice
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April.16, 2021
New Pathivara Store- 15 days auction notice
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April.15, 2021
Invitation for Bids for Supply and Installation of Queue Management System at its various Branches
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April.04, 2021
Invitation for Bids for Supply of SIEM Application with Security Operation Center (SOC)
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March.29, 2021
Laxmi Kukhura Firm and Bastalaxmi Manandhar/Shyam Krishna Manandhar- 15 days auction
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March.26, 2021
NBA (Non-Banking Assets)- 7 days auction
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March.24, 2021
संचालकको राजिनामा सम्बन्धमा
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March.10, 2021
Invitation for Bids for sale of office vehicle
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March.07, 2021
Everest Beauty Products Pvt. Ltd. and Yubaraj Shreesh- 15 days auction
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March.07, 2021
Alaska Business Enterprises Pvt. Ltd.- 15 days auction notice
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February.04, 2021
6TH SGM MINUTE
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January.18, 2021
6th SGM notice 2077
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January.08, 2021
Redemption Notice
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January.07, 2021
6th SGM Notice
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January.06, 2021
Business Continuity Loan
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December.28, 2020
NBA- 7 days auction notice
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December.11, 2020
Amar International- 7 days auction notice
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December.02, 2020
Cisco Trading Company Pvt. Ltd and Nirmal Raman Kharel- 7 days auction notice
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November.27, 2020
Notice Regarding Right To Information Act Disclosure
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November.22, 2020
Notice
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November.13, 2020
14th AGM Notice
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November.11, 2020
Maniraj Bishwakarma/Bishnu Maya Bishwakarma and Manika Nirman Sewa- 15 days auction notice
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November.11, 2020
Prema Shopping Center, Bilash Kitchen and Amar International- 15 days auction notice
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November.08, 2020
Vacancy Announcement
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November.08, 2020
Hari Kumar Kusule 15 day auction notice
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November.08, 2020
The Store- 15 days auction notice
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November.06, 2020
Dividend Distribution
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November.02, 2020
NBA (Unity Life Real Estate)- 15 days auction notice
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October.21, 2020
Dividend Declaration
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September.29, 2020
Man Bahadur Shrestha/Kamal Prasad Shrestha - 15 days auction notice
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September.29, 2020
The Fashion Trade Link - 15 days auction notice
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September.29, 2020
NBA (Badhbhanjyan)- 7 days auction notice
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September.23, 2020
Porwal Gahana Ghar & Shushila Kumari Pururwar and Pradeep Porwal- 15 days auction notice
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September.16, 2020
7 days auction notice
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September.13, 2020
General Notice
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September.10, 2020
All Branch Details
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July.01, 2020
Cash Back Notice
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June.01, 2020
Annual General Meeting
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April.28, 2020
Interim Financial Statements of Fiscal Year 2076/77 (3rd Quarter)
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March.20, 2020
Press Release (COVID - 19)
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March.12, 2020
Hari Kumar Kusule- 15 days auction notice (हरि कुमार कुसुले - १५ दिन लिलामी सूचना)
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February.07, 2020
NBA (Non-Banking Assets)- 15 days auction notice
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February.06, 2020
Hari Kumar Kusule- 15 days auction notice
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January.24, 2020
Visa Card Cashback
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January.19, 2020
Notice for Website for Dormant Accounts of 10 Years Old 2076
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December.30, 2019
Porwal Gahana Ghar- 15 days auction notice
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December.18, 2019
Hari Kumar Kusule- 15 days auction notice
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December.15, 2019
NBA (Non-Banking Assets)- 7 days auction notice
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December.13, 2019
Pradeep Parajuli/Fashion Trade Link/Deep Trading- 15 days auction notice
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December.09, 2019
Rajkumar Singh/Urmila Chand- 7 days auction notice
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November.28, 2019
Roshan Rajbhandari- 15 days auction notice
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November.21, 2019
Surya Bahadur Biswokarma- 7 days auction notice
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November.19, 2019
Super Ricemill- 7 days auction notice
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November.18, 2019
Non-Banking Assets(NBA)- 15 days auction notice
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November.13, 2019
Bikram Jabegu, Dil Bahadur Rai and Rajkumar Singh/Urmila Chand- 15 days auction notice
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November.10, 2019
Vacancy Advertisement
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November.10, 2019
Right to Information Notice as of Ashwin end 2076
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November.10, 2019
Pradip Parajuli- 15 days auction notice
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October.22, 2019
Devendra Kumar Bhujel/Rusma Bhandari- 15 days auction notice
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October.03, 2019
Holiday Counter Notice
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September.13, 2019
Janakpur Bakhra Palan- 15 days auction notice
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September.12, 2019
Contact Number at India for inability to transact at ATM/POS
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September.06, 2019
13th AGM Notice
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September.04, 2019
Super Rice Mill- 15 days auction notice
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September.04, 2019
Dangol Hardware- 7 days auction notice
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September.03, 2019
ATM Notice
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August.29, 2019
Pradip Parajuli- 15 days auction notice2
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August.28, 2019
Laxmi Khadya Bhandar & Royal Fancy- 15 days auction notice
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August.21, 2019
NBA- 15 days auction notice
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August.13, 2019
Amrita Chalise and Kabi Raj KC- 15 days auction notice
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August.13, 2019
Bikram Jabegu,Dil Bahadur Rai,Prakash Nawachhe Shrestha,Muktinath Gautam,Sunil Bhandari and Neoteric Electronics- 15 days auction notice
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August.11, 2019
Giriraj Bhujel-15 days auction notice
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July.28, 2019
Surya Bahadur Biswokarma- 7 days auction notice2
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July.24, 2019
Non-Banking Assets(NBA)- 7 days auction notice
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July.18, 2019
Amardeep Guragain/ Anju Guragain- 7 days auction notice
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May.12, 2019
Right to information Notice As per Chaitra end 2075
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April.23, 2019
Vacancy
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April.16, 2019
ASBA NOTICE
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March.03, 2019
Visa Cash Back End
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February.04, 2019
Right to information notice as per Poush end 2075
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February.02, 2019
Core Banking System Migration
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February.01, 2019
E- Banking Notice
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February.01, 2019
Dormant Account Since Ten Years or More
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January.17, 2019
Citizens VISA Card CASHBACK offer
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December.24, 2018
AGM Notice and Summarized Annual Financial Statement FY 2074/75
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July.23, 2018
Cash Back End Notice
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July.02, 2018
Notice regarding renew of DMAT
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November.28, 2017
Cash Payment Notice
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  1. What is Citizens Pay Day Loan?

Citizens PAY DAY Loan is a digital lending service introduced by Citizens Bank International Ltd. to provide small short term loans to customers instantly, through bank’s mobile banking application. Customers need to use Citizens Bank’s mobile banking application “Citizens Smart”to register andapplyforCitizens PAY DAY Loan.Loan disbursement happens automatically after customer input digital CVV, agreed terms & conditions and the loan amount is deposited to customer’s account instantly thru virtual credit card.

 

  1. Who can receive Citizens PAY DAY Loan?

Currently the bank is offering this service exclusively to individual customers who have regular income holding saving account in Citizens Bank International along with other criteria defined in analytic software. Hence, this service is not applicable to all customers of the bank.

  1. Can all customers having saving account in Citizens Bank International Ltd. apply for Citizens PAY DAY Loan?

No. Citizens Bank International Ltd. uses software called “Decision Analytics” which studies the transaction history and other relevant factors of all customers having payroll/ salary account and saving account in Citizens Bank International Ltd. and generates individual scores based on its analysis. Only those customers meeting the threshold score set by the bank will be eligible to apply for Citizens PAY DAY Loan.

 

  1. How will I know if I am eligible for Citizens PAY DAY Loan?

First of all you need to log in to your Citizens Smart (mobile banking application). In case you are eligible for Citizens PAY DAY Loan service, Fone Loan icon will be visible on the landing page of your mobile banking application.

 

  1. What is the range for loan amount and loan tenure of Citizens PAY DAY Loan?

Currently, the applicable range for loan amount is up to NPR 2, 00,000/-and applicable range for loan tenure is 30 days.

 

  1. Does the bank plan to expand the scope, loan limit and tenure of Citizens PAY DAY Loan in future?

Yes. The bank does have future plan to make PAY DAY Loan available to larger set of customers and extend the loan tenure.

 

  1. Do I need to be a mobile banking customer to be able to use Citizens PAY DAY Loan?

Yes. Citizens PAY DAY Loan is executed and delivered through mobile banking, you need to be registered for Citizens Bank’s mobile banking service and have Citizens Smart application installed in your mobile phone.

 

If you have a bank account but not registered for mobile banking service, then you will have to download the Citizens Bank’s mobile banking application “Citizens Smart” from Google Play Store or Apple App Store and self -register.

 

  1. Do I need to pledge collateral at the bank to avail Citizens PAY DAY Loan service?

No. Citizens PAY DAY Loan is a collateral free loan.

 

  1. Do I need to submit any document to avail Citizens PAY DAY Loan Service?

No. You don’t have to submit any additional document to avail Citizens PAY DAY Loan Service.

It’s a paper free lending service. However, if you don’t have a bank account in Citizens Bank or have dormant account, you will have to submit necessary documents to Bank for the same.

 

  1. How does settlement of loan happen?

On loan maturity date, the principal amount plus applicable interest amount is automatically debited from your account and the loan is settled. You need to maintain the required balance in your account to settle the outstanding payable amount; otherwise the loan will go into overdue status.

In case there is insufficient balance in your account than outstanding payable amount on maturity date, then your account shall be debited by all available balance on maturity date and every day thereafter until remaining payable amount is recovered in full. Daily interest amount and late fees will be applicable for late days after maturity date.

 

  1. Is prepayment of the loan allowed?

No. Currently the loan tenure for Citizens PAY DAY Loan is limited to maximum of just 30 days; hence the prepayment of loan before the maturity date, set by the customer, is not allowed.

 

  1. Can I apply for another Citizens PAY DAY Loan, while my earlier Citizens PAY DAY Loan is still not settled?

No. You will have to completely settle your existing Citizens PAY DAY Loan first to apply for the next Citizens PAY DAY Loan.

Here's what we offer

  • Instant Short-Term-Loan through Citizens Mobile App (Citizens Smart App)
  • No need to visit the bank
  • No Collateral
  • No Paperwork
  • Loan Amount ranging from NPR 5,000 to NPR 200,000/-

What you need to apply

The eligibility shall be determined by the decision analytics engine developed by F1Soft, which calculates the eligible loan amount by deposit/withdrawal pattern, deposit amount along with other criteria of each individual customer. Eligible customers can apply for Citizens PayDay Loan using our mobile banking app for loan amount up to NPR 200,000/-.

In Need of Assistance?

We're here to help you. If you have questions or can’t apply online, call 16600166667 anytime.