The Citizens QR Merchant Loan is a fully digital lending solution designed to meet the short-term financial needs of QR Merchants. Whether you are looking to enhance your business's working capital or expand your operations, this loan product is tailored to help you grow while making digital payments the preferred choice in the future.
Minimum Loan: NPR 50,000
Maximum Loan: NPR 500,000
The loan interest rate is the average base rate of the last 3 months plus a 3% premium.
Loans up to NPR 100,000: Max tenure of 12 months
Loans above NPR 100,000: Max tenure of 24 months
Repay through Equated Monthly Installments (EMI).
Repayments are due on the 20th day of the English calendar month following the loan disbursement.
A 0.75% management fee of the loan amount will be charged upfront.
Eligibility Criteria:
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