Personal loan facility to meet personal financial obligation
Term Loan / Overdraft Facility
Up to 5.00 Million
In case of Term Loan – Repayment period maximum 15 years payable in Equated Monthly Installment. In case of Overdraft – 1-year revolving facility.
Up to 50% of Fair Market Value of the collateral security (in case collateral security located outside the Kathmandu Valley)
Up to 40% of Fair Market Value of the collateral security (in case collateral security located inside the Kathmandu Valley)
Here's what we offer
All salaried or self-employed Nepalese Citizen having a regular source of income.
The land and/or building to be mortgaged should have a minimum of 8 ft motorable road.
In case of self-employed, the business must be running for a minimum of two years.
The applicant must be at least 18 years and should not exceed 65 years at the time of maturity.
Third party collateral, other than the property of the borrower or borrowers' undivided family, will not be acceptable.
In Need of Assistance?
We're here to help you. If you have questions or can’t apply online, call 16600166667
*Charges are free for the first year only. Charges as per Standard Tariff of Charges shall be levied from second year onwards.